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Looking to remortgage?
We can help

We offer a fast, reliable and secure service to clients looking to switch their product or re-mortgage to a new lender to get a better deal, fund home improvements or to re-open the bank of Mum and Dad.

What Is A Remortgage?

Remortgaging is when you apply to move from your current mortgage lender to a new one. You can apply for a like-for-like remortgage or raise additional money to consolidate debts or fund home improvements. The word is often confused with switching to a new mortgage on a different interest rate with your current lender. This is called a product switch, or product transfer.

With access to thousands of products, we will find the right rate for you. The majority will offer you a free legal package to move as well, making it cheap and easy to move and save money.

0330 133 2981

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Some Bridging Finance and most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

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0330 133 2981

5 Reasons To Remortgage

1. Your current mortgage deal ends soon;

This means you could move to the lender’s standard variable rate. As this is often higher, it’s time to check for better mortgage deals.

2. You’re paying a high interest rate;

If you’re already on a standard variable rate or high fixed rate, switching to a lower fixed or tracker rate could lower your monthly payments or help you pay off your mortgage sooner.

3. You want to pay off your mortgage early;

Switching to a mortgage that lets you make overpayments could help you be free of your mortgage debt earlier than your original term.

4. Your property has increased in value;

In this situation, you could apply to borrow more for things like home improvements. Your lower loan to value ratio could mean you’re eligible for a wider range of interest rates.

5. You may have a lot of unsecured debt that you are paying high interest rates on;

Consolidating this debt could save you money in the long run. Financial advice should be sought before consolidating any debts, as you'll be securing the debt to your home and could pay more interest long-term.