First Time Buyers
Looking to buy your first home? We offer professional and tailored advice at a time to suit you. We will help you at every stage to ensure you secure your dream home at the right price with the right mortgage.
Let's Get Moving!
Think of a mortgage as a low rate, long-term loan that exists to help people buy property. You’ll need a minimum deposit of 5% of the property value and you take out a mortgage to pay for the rest. Before you start looking, we recommend that you speak to a Broker to understand what you can afford and how much you can borrow. They will explain all the options, associated costs and help find the right mortgage for you.
100% Mortgage?? If you rent your home currently, and are a first time buyer, you may qualify for a new 100% mortgage - Speak to us today to find out more!
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Some Bridging Finance and most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
These details will only be used to answer your enquiry
Online, over the phone or in person...
DIRECT BROKER ACCESS
APPLICATIONS & PACKAGING
PERSONAL END-TO-END SERVICE
VIDEO & PHONE MEETINGS
REGULAR CLIENT REVIEWS
More About Your Mortgage...
All mortgages have interest applied to them that is paid back over the term of the loan along with the capital borrowed. There are different types of mortgages; tracker mortgages, variable mortgages, off-set mortgages and more. We will find the right mortgage for your circumstances so you don't have to.
Mortgage terms tend to be between 15 & 40 years depending on your circumstances, affordability and lenders criteria. Every case is different and out mortgage advice is tailored to you personally.
There are also government schemes that can help first time buyers get onto the property ladder; Help to Buy - shared ownership, 100% mortgage.